About

Philippine Accident Managers, Inc. (commonly known as PAMI) is an established, independent insurance management consortium and third-party administrator in the Philippines. Formed by a coalition of domestic non-life insurance companies, PAMI was specifically organized to administer, distribute, and manage the mandatory Passenger Personal Accident Insurance Program (PPAIP) required for public utility vehicles (PUVs) nationwide. Accredited extensively by the Land Transportation Franchising and Regulatory Board (LTFRB) and the Insurance Commission, the consortium processes compulsory accident coverage, facilitates rapid payout settlements, and ensures regulatory compliance for passenger buses, jeepneys, and regional transport fleets. Working alongside prominent lead insurers like UCPB General Insurance (now part of Alliedbankers Insurance), PAMI serves as a vital claims-management backbone that releases institutional financial aid and medical benefits to commuters, drivers, and transport operators affected by maritime or road transit incidents.